Attention homeowners in Daly City, CA and San Mateo County: Get an Appraisal today!
Check out the top seven reasons why California homeowners call on Advanced Property Appraisers:
At Advanced Property Appraisers, we understand the individual needs of a consumer looking for appraisal services. Our typical business clients understand the appraisal process and the usual "products" we deliver to them. As our valued client, you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our conclusions.
Pre-listing Services/For Sale by Owner (FSBO)It's very hard to be objective about your own home because you most likely have an emotional attachment to it. Our professional appraisers at Advanced Property Appraisers are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very valuable as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your property's value, and not just how much your home is worth. Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value estimation than yours.
Challenging San Mateo County's assessment of your propertyYour local tax assessor may have your home overvalued if your home is not appreciating as much as other properties close to yours. This only means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. When contesting your property tax assessment, getting an appraisal from Advanced Property Appraisers is your best weapon.
Need to cancel PMI?PMI stands for Private Mortgage Insurance. A preferred way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're experienced in helping folks just like you dismiss unneeded PMI insurance.
HELOC recently frozen?Your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. Not only can this be inopportune from a cash flow viewpoint, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Advanced Property Appraisers can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review ServicesDo you need a seasoned appraiser to double-check your appraisal for accuracy, or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? Advanced Property Appraisers offers field reviews where we go out and check the subject and comparables. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? We can help with that too. While typically requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your home.